Acknowledgements

The purpose of an acknowledgment is to ensure that the document’s signer is who they claim to be and has voluntarily signed the document. Acknowledgments often are needed for documents concerning valuable assets, such as deeds, mortgages, and deeds of trust.

To perform an acknowledgment, the signer must personally appear before the Notary at the time of notarization to be positively identified and to declare — or “acknowledge” — that the signature on the document is their own and that they signed willingly.

Jurats

The purpose of a jurat is for a signer to swear or affirm that the contents of a document are true. Depending on the jurisdiction, it can also be known as an affidavit, a verification on oath, or an affirmation.

For a jurat, the signer must personally appear before the Notary and sign the document in your presence. The Notary must then administer an oath or affirmation and have the signer speak aloud his or her promise that the statements in the document are true. The choice between an oath or affirmation should be made by the signer.

FL Certified Loan Signing Agent

Loan signing agents are background screened, have experience in sound mortgage-signing practices, aligned with the real estate finance industry’s trusted standards, have passed the NNA Certification Exam and are bonded.